Who We Are
Pendo Media Ltd is a Kenyan technology company focused on building reliable, scalable, and secure digital platforms for financial institutions. Since its incorporation in 2011, the company has specialized in core banking systems, payment integrations, and value-added financial service platforms designed for SACCOs, MFIs, Fintechs, Cooperative institutions, and other financial institutions.
We combine financial domain expertise, modern software engineering practices, and strong integration capabilities to help institutions digitize operations, improve service delivery, and scale sustainably.
Our solutions are designed to be secure, modular, cloud-ready, and integration-friendly, enabling financial institutions to operate efficiently in a rapidly evolving digital ecosystem.
Our Vision
To be a leading provider of digital financial technology platforms powering inclusive financial services across Africa.
Our Mission
To build reliable and innovative financial software solutions that empower SACCOs, MFIs, and financial institutions to operate efficiently, grow sustainably, and serve their members better.
Our Core Solutions
SnB Core Banking System
SnB Core Banking is a modern, modular core banking platform built specifically for SACCOs, MFIs, and cooperative financial institutions. The platform supports both on-premise and SaaS deployments, allowing institutions to choose infrastructure that fits their operational model.
Key functional areas include member management, savings and deposits management, loan management and appraisal workflows, accounting and financial reporting, share capital management, teller and cash management, inventory and asset management, multi-branch operations, maker-checker approval workflows, and audit trails and compliance reporting.
SaaS Core Banking (SnB JamiiPlus)
Pendo Media offers a Software as a Service model through SnB JamiiPlus, a SaaS core banking platform targeting SACCOs and financial cooperatives seeking reduced infrastructure costs, faster implementation cycles, centralized maintenance and updates, cloud reliability, and secure multi-tenant architecture. This model enables smaller institutions to access enterprise-grade banking technology without large upfront investments.
Value-Added Services & Payment Integrations
We provide deep integration with the Kenyan digital payments ecosystem, enabling financial institutions to deliver convenient services to members. Our integration capabilities include M-Pesa (C2B, B2C, STK Push), Airtel Money, USSD banking services, SMS notifications, payment gateway integrations, agency banking, real-time transaction notifications, merchant payment integrations, and WhatsApp Business integrations.